About Me

ceejay74

I'm the financial head of a three-adult household. We have great credit and income but massive debt. I've always paid bills on time but beyond that haven't planned very well. Now we have some definite goals, so we need to get serious about financial stability.

DEBT AS OF SEPT. 15, 2008:
Credit card/personal: $45,066
Home/mortgage: $299,155
Education: $74,855
($44,765 actual; $30,090 estimated future)
TOTAL HOUSEHOLD DEBT: $419,076
($388,986 actual; $30,090 estimated future)

October 2008 goal: pay off $3000 by 10/31
Progress:
$825 down, $2175 to go
Goal balance: $416,076
Balance as of 10/1: $418,251

Big-Picture Goal, begun 1/1/08:
Pay off all credit card and personal loan debt by 12/31/09
Beginning balance: $70,251
Current balance (10/1/08): $44,746

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