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Monthly Budget

July 9th, 2007 at 03:32 pm

I just retotaled my monthly budget because one of my regular payments went down. (I'll still pay extra on it; that's how it got lowered. But I do like to see my base budget.)

It hit a nice round number (with the help of rounding up every bill amount, of course): $4300. There are three adults in my household. $1040 is for groceries and other household expenses, $1892 for mortgage and association dues (including all utilities and cable TV), $141 goes to phone and internet for all three of us, and the rest ($1227) goes to debt (credit card, personal loan and student loans).

I know I could cut down a few other things, but if I just get rid of my straight-up debt, just think! $1227 a month left over to save, pay down my mortgage, up my 401(k), etc. That gives me even more impetus to push ahead, even if it takes years.


2 Responses to “Monthly Budget”

  1. Carolina Bound Says:

    Thinking about what you could do with your credit card payments is a big motivator!

  2. ceejay74 Says:

    I know, especially considering the fact that I pay extra into my debts! Thinking about it that way, it's almost $2000 more a month I'll (eventually, hopefully) have.

    Thanks for your comment. I really enjoy reading your blog, Carolina. :-)


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