This morning I saw that the $5K earnest money check had cleared my checking account! It was exciting and nerve-wracking at the same time. AS is laughing at me because every time something happens I say things like "It feels so real now" and "This is the craziest [week/month/year] ever!" But every step feels so huge and momentous since I haven't purchased a home in about 12 years (and it was less than half the price of this one!).

The broker emailed that they received underwriting approval of the loan today, but that "a few items" need to be taken care of, "nothing too crazy." I'm hoping it's just digging out some mortgage statements for the UK properties and stuff like that, but I won't find out until tomorrow.

Their approval is contingent on the additional loan (promissory note from the seller) having certain conditions: it can't have an early payment penalty, and it can't have a balloon until 10 years have passed. The first condition was one I was going to insist on anyway, but our purchase agreement had said the promissory note would have a 5 year balloon. But my realtor talked to the seller's agent and it sounds like it will be OK, except they may only agree to interest-only payments for the first two years, and after that it will be principal + interest. I asked for details about the amount of the two types of monthly payments, and the realtor has passed that question along to seller's agent, but I don't see a problem with that. I don't intend to have this loan for anywhere near 10 years!

Still haven't heard from the contractor when they'll be able to come in, so I'm starting to doubt they'll be able to finish by end of June. Hoping mid-July is still feasible! But, if it's not, we'll deal with it. We have a lot of different timelines running concurrently so it would be a miracle if there weren't a few hitches. The important thing to me is that we've got those upstairs renters, so there's no urgency to get rid of the condo other than really wanting to move into our new home. No financial urgency, so that's good.

Haven't heard from the floor contractor at all yet. I need to follow up with him.

NT put on some doorknobs and replaced another light fixture. I brought a box and some packing tape home from work. Every little bit of progress helps!

Just got notice that the gas company sent out our option checks; will only be about $250 but will definitely help our budget feel looser!