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March 2013 net worth update

March 18th, 2013 at 04:07 pm

Assets:
NT's UK pensions:
#1: 13,884 pounds ($22,214)
#2: 17,268 pounds ($27,629)
#3: 3,709 pounds ($5,934)
NT's 401(k): $22,486
NT's Roth IRA: $5,294
AS's 401(k): $9,178
AS's trad. IRA: $1,682
AS's Roth IRA: $11,277
CJ's 401(k): $53,031
CJ's Roth IRA: $5,294
NT's flat: 125,000 pounds ($200,000)
CJ & AS's condo: $145,000
Emergency fund (shared asset): $15,000
House down payment/moving fund (shared): $4,044
---
Total Assets: $528,063

Total Debt: $268,179

Current Estimated Net Worth: $259,884

February 2013 estimate: $247,924

Change in net worth: +$11,960

Summary: Maybe that big Dow Jones run has already evened out, or maybe it didn't affect us much. Either way, our gains in all our retirement accounts were modest this month. However, a huge month for debt repayment made for a big increase in net worth!

I will update my "Individual Net Worth" page shortly so you can see how it breaks out per person.

Notes on the numbers above: House value estimates are approximate. I don't have a way to check NT's UK pensions or flat value, so their values stay static for the purpose of this update (unless I happen to get some info by chance). UK asset values and debt amounts are calculated figuring $1.60 for every British pound.

Posted in Tracking Net Worth | 3 Comments »

3 Responses to “March 2013 net worth update”

  1. SavingsQueen Says:
    March 18th, 2013 at 09:28 pm 1363642121
    1363642121

    Congrats! Going up in net worth is the right way!

  2. snafu Says:
    March 18th, 2013 at 10:24 pm 1363645494
    1363645494

    Net worth increasing is terrific. Managing allocation and making decisions for seven different investment accounts is a huge task. We can no longer have a 'buy and hold' mentality - it's too risky. Are you using Vanguard or similar low cost funds?

  3. ceejay74 Says:
    March 19th, 2013 at 12:24 am 1363652689
    1363652689

    They are all in target date funds except that puny traditional IRA, which is just in cash. So they readjust periodically on their own. Five are aggressive and one is moderate. The three employer-run ones that we use for the matching and pretax benefit, we have no control over the managers of the funds: Paychex, Merrill and Prudential. For the three Roths we use Vanguard.

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