AS's student loan hit, with $128 going to principal.
For the January debt goal, that's $2145 down. Since it's the last debt payment of the month, that means we're $40 short of the $2185 goal. (As reported earlier, I tried sending an extra payment to another student loan, but much less went to principal than I thought should have.)
At least I've met the January leg of our 4-year big-picture goals. This takes us to $2242.61 of big-picture progress, $13.61 more than the $2229 I aimed for.
I'm going to structure the big-picture goal progress slightly differently than my monthly debt goals. With those, I just note how much I was under or over, then create a new goal based on my expected budget.
For the big picture, each new month I'm going to aim for a cumulative amount, $2229 more than the previous month.
So for February, the goal is to get to $4458 of big-picture progress, and the starting point is $2242.61.
Not sure if it makes sense outside my own head, but that's the only place it really needs to, I guess!
Met first monthly milestone for big-picture goal; will miss Jan. debt goal
January 28th, 2013 at 09:11 pm