Wow, what a week. I flew from MN to VA with 2 kids, alone, to visit my family. Flew out Sunday and came back Wednesday. Wed. night there was a party at AS's work, Thurs. night we got a babysitter and went to a friend's birthday dinner at a restaurant, and Friday lunchtime was the parents' party at my kids' daycare. At least I had the whole week off. We had a party Saturday, so I did a big shopping trip Thursday and spend most of the day Friday cooking and prepping for the party.
The party went great; about 30-40 people showed up and seemed to have a really good time.
Today I'm ... not really hung over, but pretty lazy and low-energy. I can't remember the last day I had nothing to do, so I've been taking advantage. Other than doing dishes and making coffee, I haven't done much.
Anyway, I did balance my accounts, and have some progress to report:
$1062 went into the EF, so it's up to $18,561.99, just $1438.01 short of my 2012 goal. So I'm not going to make it, but I'm proud that we got so close after a pretty rocky start at the beginning of the year.
I sent an interest payment to NT's student loan and $25 went to principal. That takes us to $847 down, $93 to go on the December debt repayment goal. I'll surpass that when AS's student loan payment hits after Xmas.
I weighed in last week at 129, 4 lbs. over the previous week! I'm also worried about tonight's weigh-in, what with traveling, restaurants and parties. But we'll see. I'll still have 2 weeks to lose weight if I creep up over my 129 goal. But yikes! That amount of weight gain in one week really freaked me out, since I didn't feel like I was going too much over my calorie limit.
I'll do my net worth in a couple days and hopefully it'll be back up to $300,000. But it's kind of moot because, after that ...
I've decided to "true up" my numbers, taking into account the current pounds-to-dollars exchange rate. I'm also going to take a hard look at my home valuations (for both our US condo and the UK flat), because I think they're both inflated in my net worth at this point. So this will mean, for 2013, that our debt, assets, and net worth will all be a lot lower. I'm going to check the exchange rate at the end of each year and change again if necessary.
Once I have new totals for debt and savings, I'll reassess all our goals and see if any need to be adjusted. For instance, I might lower my EF goal from $20K to $15K; after all, that would still be over 3 months' expenses, and we would have the medical fund and the house/moving fund to dip into if the EF weren't enough for an emergency.
As for my debt calculations, I won't count it as debt paid; I'll just update my number and continue to track debt reduction from there.
I'll be glad to have accurate numbers for everything so I can be realistic and serious in my future planning.
Progress on goals; quick check-in; the great "true-up"
December 16th, 2012 at 10:55 pm
December 16th, 2012 at 11:02 pm 1355698939
December 16th, 2012 at 11:03 pm 1355699023
December 17th, 2012 at 12:33 am 1355704433
December 17th, 2012 at 01:04 am 1355706270