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December goals; random financial tidbits

December 1st, 2012 at 06:05 am

This will be a modest month for debt repayment probably; most extra money is going to pad the EF to get as close to that goal as possible.

So, my goal is to pay $940 of debt. I should be able to reach it with just minimum payments.

I'll definitely reach the 2012 goal of getting total debt under $300K! Probably Monday or Tuesday; whenever all the mortgage payments have processed.

I'm hoping to reclaim the 2012 goal to get to $300K net worth, as long as stocks haven't tanked even more.

I don't think I'll reach my final 2012 goal, getting the EF to $20K, but I might get within $2K of that. I'll just do as much as I can without disrupting my regular budget.

Other random $$ news:

We got notice that our condo association dues are going up next year -- by over 8%! Yikes. That's almost $50 per month more. So that's a setback for our big-picture goals, though not a huge one.

I've got a $200 dental bill I keep meaning to pay -- I was hoping NT would settle a workman's comp claim and get another, $100 bill refunded, but not sure when (if ever) that will happen, so I'll have to suck it up and pay it soon. They sent me a second notice, less than two weeks after the first! I guess they really want it bad; usually doctors and dentists are much less pushy than that.

I got a $25 Amex card from work as a reward for a project I was on, so I'll use that for groceries and put $25 of grocery money toward my Va. trip. That'll take me to less than $75 owed! This trip may even be fully funded before I go. (I did pay cash for it, but now I need to make it up in the budget.)

AS got one of her freelance checks -- $981 -- and we decided to set aside most of it for next year's tax prep and this year's holiday gifts for service providers. $300 of it we divvied up for our personal use. Not sure what I'll do with mine, but I like having the extra money to my name! The next freelance check will go strictly to savings. If NT gets a holiday bonus, that will mostly go toward a big blowout 40th bday party for him next year, and anything left over will go into savings (ours or the kids, haven't decided yet).

I decided not to buy tickets to that theater show I wanted to go to. By the time I started looking, tickets were only available on Stubhub.com, and I'd only be able to afford nosebleed seats way off to the side. I decided my $450 could go toward more fun than that! So I'm using some of the money to treat us to three date nights (one person will stay home with the kids for each one). Tomorrow night AS and I are going on the first one.

I'm sure there are lots of other little things that have happened this month, but I'm worn out from a busy week at work. This weekend is going to be fun but hectic, so I wanted to get something posted here before I go to bed!

2 Responses to “December goals; random financial tidbits”

  1. FrugalTexan75 Says:
    1354398804

    Sounds like you're making good progress.

  2. Homebody Says:
    1354404841

    Stocks ugh! I sold all mine a year ago, kept a couple of mutual funds. Now that I am working again I think I will finally start dollar cost averaging so am going to open Vanguard accounts for our Roths.

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