Well, not a raise, but as good as one. I've been factoring in $575 per month starting in August for SL's daycare tuition. Then it occurred to me that our daycare lady might charge more for infants, as some places do. (She's in-home but has a lot of pro daycare experience and runs hers really professionally.)
So AS finally asked her how much it would be and she said $475! She's actually charging less since there are two of them. When AA starts going to school in a couple years, SL's will go up to $575 since we won't have two full-timers at that point.
So awesome! Right now I'm putting the surplus to our house down payment/moving fund. This may change in November when our mortgage rate adjusts; but I won't know probably until August or September. Of course, I may have underestimated AS's net take-home from her raise, so there's a chance we'll have more than we thought.
So now because of AS's raise and this unexpected daycare discount, I'm estimating we'll have $185.70 per month for that new savings goal. Of course, it would take us our whole lives to save $79,000 more at that rate, but we'll put any other windfalls or income increases or expense decreases into that fund as well. This is just a starting point. Last month, we had no money earmarked for an expensive international move. Now, we have $1000 saved and $185.70 per month designated to go there.
Forgot to blog about our $100 per month raise!
July 23rd, 2012 at 07:10 pm
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