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Money out, money out, money out out out

April 4th, 2012 at 06:36 pm

Sung to the tune of the William Tell Overture...

It feels like a spendy coupla weeks are behind us and still coming up. Totally separate from my April daily expense calculations, let's see if I can get it out of my system so I can stop stressing about it.

* First there was the useless $30 stop check because I lost a check last week (P)
* The $220 or so dental bill has not been settled, so I may well end up paying that
* During the labor/delivery/hospital stay, we racked up:
* $200 or so eating out and getting hospital room service (P)
* $80ish for a carshare for 25 hours
* $69 for replacement pumping supplies (P)
* Stroller and accessories came to about $1100 (P)
* Yesterday I had to have a followup appointment after my gum infection; no idea how much that will cost, but so far not thrilled with my new dental insurance
* May need to get more gum surgery to fix problem; new insurance will cover 60% (gulp) of costs (oh, AFTER a $100 deductible)
* Today I may have lost the parking spot renter's check, so that will be $30 so the renter can stop THAT check Frown
* We got the lawyer papers, which is GREAT, but it also means we need to mail off that nice $4500 cushion we've had in the checking account for over a year (P)
* NT's semester starts in May, and sometime we're going to need to cashflow that from our EF, greatly depleting (temporarily) our $6000+ cushion in the U.S. savings account
* AS state, federal & estimated 2012 quarterly tax bills need to be paid this month (P)
* Still haven't found out how much I owe my tax preparer, nor how much (if any) NT and I owe in to state and federal
* We want to bring AS's mom out this summer to meet SL (will need to get plane ticket and hotel room) (P)

Sigh. OK. At this point I'm thinking I don't send anything extra to the student loans until I know more about what's going on. I was going to use the medical and regular EF to cashflow tuition, but maybe some of it will be needed for my teeth? At this point I'm thanking whatever powers that be for Obamacare existing long enough for AS to have a free pregnancy and (hopefully) free delivery (looks like healthcare reform is going bye-bye in June).

I have $6500 in the U.S. portion of our EF, and a little over $1400 left in budget surplus (at least we've paid (or at least budgeted) for the things indicated above with a "P"). So about $8000 to cover dental bills, carshare, stopcheck, NT's summer semester, and NT and my unknown tax bills.

What with the $4500 lawyer money and the $6500 in EF/medical savings, I was feeling pretty flush there for a long time. Funny, isn't it, how quickly that big of a cushion can be depleted?

Oh well. It might not be as bad as it seems right now. I'll sleep on it.

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