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Home > January debt goal reached! Goal for February

January debt goal reached! Goal for February

February 1st, 2012 at 10:18 pm

Whoa, that month flew by! Had a feverish little one Sunday through yesterday, so I've been working from home and all off my game. Luckily AS's student loans are on autopilot and went through:
SM: $125 to principal
FM: $61
For a total of $186. So that makes our January debt repayment $2507, just squeaking past our $2500 goal!

For February, I'm going to aim for $2500. I'm going to use a paid tax preparer again, and we'll probably owe again this year, but we can cashflow all of that with our March and April budget surplus. I don't see a need to sock away the money now. Plus, if I'm aggressive this month, I should be able to bring our total student loan debt (current and estimated future) under $50,000!

I have so many other tracking things to update! I missed doing our net worth at the usual time, so I'll just try to do it the end of this month. I had to buy a cellphone to replace my dying one, so I need to update my prepaid costs average. All of our net pays changed slightly, so I need to get copies of everyone's paychecks and update my "absolute budget breakdown" spreadsheet. I need to update my daily "number crunch" worksheet, and see how we're doing on Citi ThankYou spending toward getting our bonuses.

They will have to wait, and be done sporadically as I get time. Work is crazy busy, and for some reason a lot of social engagements are getting sorted out for this month, so that many normally free nights are going to be spent going out or hosting people. I think it's partly the mild winter making people more willing to leave their homes, plus me semiconsciously wanting to be as social as possible before the new baby comes and knocks us all out for a couple months.

Luckily, all the above stuff I'm not keeping up on is mostly just things I track for fun or for my general knowledge. More important things are getting handled very handily thanks to my "Getting Things Done" system. It's a great system because even if things fall off my to-do list, there are project lists that I need to review once a week, so stuff gets put back on the list and I don't have it worrying me at the back of my mind. I still scribble notes to myself if I'm not at a computer, but I've gotten in the habit of doing frequent sweeps of my purse, wallet and coat when I AM at a computer, and that "stuff" gets entered into the system fairly regularly. I now open mail right away and either discard, file or act on it right away.

I'd better get a bit more done at work before I go home!

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