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Home > Progress on mortgage, weight gain (sigh), really good mortgage news, UK taxes

Progress on mortgage, weight gain (sigh), really good mortgage news, UK taxes

September 6th, 2011 at 06:17 pm

Our mortgage payments hit as usual, but I'm only just now getting to recording them:
US: $418 to principal
UK1: $260
UK2: $56
UK3: $58

In total, $792 down, $1208 to go on our September debt repayment goal!

I weighed in Sunday night and was up 2 lbs., to 147. Back up into overweight territory as well. I'm not too bothered because Sunday was the day we went to the Minnesota State Fair, which is just as bad as Thanksgiving for me in terms of gluttony. Plus I cheated on diet and exercise a few more days than usual last week because of a wedding and a couple other social or unusual situations. I feel pretty confident I'll get back into the swing of things this week.

We got our annual letter in the mail telling us how much our ARM's interest rate was going to change and how it would affect our mortgage payments, starting Nov. 1. I was dreading this one because I thought it must have to go up after several years of decreases. I was pleasantly surprised to learn that our rate is going down again, from 3.5% to 3.25%! Our mortgage payments will be $21.66 lower beginning in November, and I'm sure a bit more will go toward principal, since that happens every time it goes down.

Yesterday I was suddenly inspired to get our UK taxes out of the way. It turned out to go much faster than in past years, because I was able to find all the info I needed electronically versus rooting through various piles of random paper. I also didn't drive myself crazy trying to read and decipher the instructions; the forms were nearly identical to last year's, so I just made sure to fill in the same pages and boxes I did last year. Now all we have to do is have NT sign, make a copy, and mail it off! Woo hoo. Very relieved to have that done for another year. Thanks to some repairs, we made less this year than last, so I know we won't owe any taxes.

1 Responses to “Progress on mortgage, weight gain (sigh), really good mortgage news, UK taxes”

  1. FrugalTexan75 Says:
    1315359042

    Good news about the ARM adjusting down!

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