I haven't updated AS's 403(b) because she's lost her PIN and will have to get it re-sent. Luckily for the purposes of this entry, her account's quite small and wouldn't be much affected by market fluctuations. So here's our progress as far as I know:

NT's pensions: 7,250 pounds ($14,500)
10,725 pounds ($21,450)
NT's 401(k): $1,092
AS's 403(b): $1,440
CJ's 401(k): $24,704
NT's flat: 130,000 pounds ($260,000)
CJ & AS's condo: $182,000
---
Total Assets: $505,186

Total Debt: $436,743

Current Estimated Net Worth: $68,443

2/22 estimate: $65,704
Change in net worth: +$2,739

Summary: Well, I dumped about $225 into my 401(k) during the past month and ended up with a loss in value of about $25. That feels futile! But aggressive debt repayment increased our net worth anyway.

An interesting side note: We live a communal existence, but there are certain assets and debts in each of our names. Recently I totaled the debts up out of curiosity, and NT had the greatest amount (if I count his estimated future education debt), while AS had the smallest amount, and I was in the middle. Today I decided to see how our net worth would look if we parceled out our debt and our assets according to what's in whose name. Interestingly, NT had the highest net worth (in that he had any at all!) and AS and I both had negative net worth. Hers is slightly more in the hole than mine. So even though NT has the most debt, we're dragging down his net worth with our negative worth!

None of us has any savings to speak of. The biggest difference? NT bought his place in his early twenties, so its value has risen exponentially since then. (He's 35 today.) AS and I went in on a place together only five years ago, and it's depreciated more than $20K in value.

Note on the numbers above: House value estimates are conservative, and retirement totals don't include amounts currently unvested.