That's what it feels like I'm doing right now...I got a medical bill for $850 and only have $600 left in my flex spending (such a bad year to try this high deductible thing, as I ended up having to get some tests and things at the beginning of the year)! So I've been moving stuff around...noticed we probably weren't going to need one chunk of exercise incentive money, because AS hasn't been working out lately, so wiped out that line item. Sold some CD box sets on eBay for over $100 total, so that covers the rest of it.
The good news is I didn't have to do anything drastic; the bad is that I feel like a sucker with this new healthcare plan, and it's going to be awhile before I can afford to change my paycheck withholdings; without this medical bill I'd be able to change it for the next paycheck. Oh well, if I owe taxes next year I don't really mind; I just want to make sure I don't owe as much as or more than this year, because I think that would generate a penalty.
Oh yeah, and it means I'm going to have to pay for future medical stuff with cash, so I may not be able to save as much. I don't understand this maximum out-of-pocket thing, but hopefully I will hit that soon. I wonder if it still means I have to take care of copays, and dental and vision stuff? Either way, health care is going to be more expensive this year than I thought, by a long way.
I looked at this way-cheap way of transferring money, bank account to bank account (that's harder than just transferring the money to an office where a person can pick it up), xoom.com. Only $4.95 for an international wire transfer of any amount! However, it looked kind of bare-bones so I searched for consumer reports, and saw some pretty wretched testimonials. So I'll stick to my $50-per-month setup with my bank--it hurts, but it will motivate me to get our UK cards down to where NT's flat rental income will cover bills, and I won't have to transfer money at all anymore. I'm hoping to accomplish that in about eight months.
Shuffling money around
March 6th, 2008 at 10:55 pm
March 6th, 2008 at 11:12 pm 1204845151
March 6th, 2008 at 11:20 pm 1204845650
March 7th, 2008 at 12:11 am 1204848668
March 7th, 2008 at 12:23 am 1204849392
March 7th, 2008 at 04:11 am 1204863084
March 7th, 2008 at 04:11 pm 1204906291
March 7th, 2008 at 05:03 pm 1204909426
March 8th, 2008 at 01:53 am 1204941180