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December goal reached!

December 17th, 2007 at 11:24 pm

A UK credit card payment posted--$194 went to principal, which means I reached my December goal!

Goal: $2525
Results: $2571!

I will wait a bit before posting my January goal--have to figure out how much this dishwasher's going to set me back!

PS: I just realized this marks the sixth month that I have set an aggressive debt-repayment goal and met it!

Posted in The Ad Hoc Plan | 5 Comments »

5 Responses to “December goal reached!”

  1. Amber Says:
    December 18th, 2007 at 01:36 am 1197941806
    1197941806

    Good for you, you actually went over your goal

  2. koppur Says:
    December 18th, 2007 at 05:39 pm 1197999547
    1197999547

    whoo-hoo! congrats! Smile

  3. Joan.of.the.Arch Says:
    December 18th, 2007 at 06:07 pm 1198001268
    1198001268

    Very good! Does it feel like habit yet, or still like a forced action?

  4. ceejay74 Says:
    December 18th, 2007 at 09:17 pm 1198012674
    1198012674

    Thanks guys! I know I'm just starting but I feel very good right now. Joan, it definitely feels like a habit to me. Though I'm one of three adults who get an equal say, so it can be hard sometimes. They're on board with my repayment plan, but when we get an extra windfall of unexpected money, they tend to want to have fun with it, while my idea of fun would be to sock it away for future expenses or throw it at some debt! We usually come to a compromise where half gets divvied up as fun money and the other half I get to use for future planning or debt repayment. I don't get to be as miserly as I want to be, but they're much better than other family members I've heard people despairing over, so I feel pretty lucky!

    I don't think I'll stay super-frugal my whole life, but I want to always have control and never again spend more than I can afford. I'll probably always keep to a budget, but maybe a budget that's a little more generous (once we can afford it).

  5. Amber Says:
    December 19th, 2007 at 03:07 am 1198033643
    1198033643

    You're right for wanting to save all the extras

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