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About Me:

ceejay74

I'm the CFO of a three-adult, two-child, two-cat household. There's me (CJ, age 49), my husband (NT, age 50), my wife (AS, age 44), and our kids AA (age 13) and SL (age 11). The cats are named Whiskey and Clue and they're about 12 years old.

Until July 2007 we hadn't been serious about financial stability, but then we started focusing on paying down our massive debt, building an emergency fund and saving for retirement. In October 2010, we finished paying off all of our credit card debt--over $70,000! Adding in student loans and mortgages, we've paid off more than $250,000 of debt so far. In June 2015, we used a windfall to pay off all our remaining non-home-related debt!

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Big picture goals:

Buy a rental property in Minneapolis in 2022

8x income by age 65 OR Coast FIRE by 2031 (tracking retirement in two ways at the moment)

Completely debt-free by age 65 (2039)

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October goal reached! November goal set

October 17th, 2007 at 05:00 pm

Yay, I made my October goal! My personal loan payment hit today and $399 went toward principal, so I paid off $2544 this month, exceeding my goal of $2525.

My November goal begins immediately: Pay off $2525 in principal by Nov. 30.

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Ceejay74's Personal Finance Blog

A blog to help me document my journey out of debt.

October goal reached! November goal set

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